800 teachers receive possible layoff notices after deficit forecast

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Warning letters were sent to 800 teachers yesterday by the Vancouver School Board to notify them of possible layoffs for the following school year.

This comes after the VSB forecast a deficit that could be as high as $36.3 million.

David Weir, communications manager for the VSB, said the 800 letters serve to “cast a wide net” for any worst-case scenarios. A final decision on cuts will be made in April, following the funding envelope the VSB receives from the B.C. government in mid-March.

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Chris Harris, president of the Elementary Teachers Association, said if the provincial government doesn’t answer the school board’s request to increase funding, students’ schooling will suffer.

“Purely speculative, but if it’s at the high number, what the board has said could be the high end of the deficit, we’re looking at devastating, devastating cuts to every single school in Vancouver.”

Last year, the provincial government cut millions of dollars in school grants to deal with a $2.8-billion deficit of its own.

Robin Austin, NDP education critic, said teachers are the only thing left to cut.

“Basically all the fat has been cut from the system, now we are facing teachers being laid off … When school boards are looking at cutting teachers, there’s nothing left to cut.”

This announcement comes on the heels of the James Dorsey arbitration hearing, which awarded extra vacation time or pay to teachers who work in oversized classrooms.

Harris said cuts would definitely not help the problem. “If you remove teachers from the system, (overcrowding) is just going to get worse.”

29 Secrets to Creating Wealth in Tough Times According to King Solomon

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Creating wealth is something that is hardly imagined especially in tough times, but evidence has shown that there are those who thrive no matter what the economic conditions are, by discovering opportunities and having the courage to take action in spite of their fears. Then there are those who become paralysed and take on a victim mentality.

The wisest King who ever lived, King Solomon provides us with solid timely tested secrets on how to Create Wealth In Tough Times. These secrets have been used by millionaires and billionaires to create wealth. Below is a summary of few of the twenty nine key secrets contained in the four systems used by King Solomon to create a permanent wealth.

1. Think abundance. Wealth, will come from a person who experiences well balanced abundance. Living your life to the fullest means knowing complete abundance. When you operate in the realm of abundance you will be more confident in yourself and your business abilities.

2. Be passionate about what you do. If you want to build wealth like most people have succeeded in doing, then there is one important asset you must have: Passion. While you may get results in the short term without having passion, in the long term it makes the difference between achieving success and failing.

3. Take action towards your goals. This may appear unintelligent but many of us have trouble following through with a task. We start projects or tasks with great energy, but never follow them through.

When Oprah Winfrey was still very young and growing in poverty stricken surroundings, she claimed that she was going to be a millionaire by the time she turned 32. Though her goal may have seemed laughable at the time to some, she headed in the direction of her dreams to create it for herself, never expected anyone else to hand her that million dollars.

4. Motivate Yourself. Without motivation, your chances of achieving success are slim. Without motivation, you won’t be able to conquer the challenges that will confront you on your wealth building journey. Motivation will give you the energy and drive to climb the mountain of financial freedom. It will pick you up when you are knocked down. It will lift you over many barriers that you will encounter along the way.

6. Be exceptional in what you do. You have to be exceptional before you can be well noticed among thousands that are in competition with you. This is one of the most essential business principles, especially in a volatile economy. Being exceptional, does not mean you will be the most intelligent man or woman in that field, but the ability to add value to the goods of your customers.

7. Care for your customers. Customer care is a crucial element of business success. Every contact your customers have with your business is an opportunity for you to improve your reputation with them and increase the likelihood of further sales.
8. Show act of kindness. Kindness is needed more than ever during tough economic times. Old measures of success do not work anymore. The relentless, persistent and creative application of kindness is a new market imperative and prerequisite to thriving in a challenging economy. If you know and value this principle you will always retain your staff, build a winning team and create wealth.

If you will embrace these wealth creating secrets, I know you will achieve all that you want in life and you will have peace and contentment as well.
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New U.S. jobless claims rise unexpectedly to 558K

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By THE ASSOCIATED PRESS

WASHINGTON — The number of newly laid-off workers filing claims for unemployment benefits rose unexpectedly last week, while continuing claims fell sharply.

The Labor Department says new claims increased to a seasonally adjusted 558,000, from 554,000 the previous week. Analysts expected new claims to drop to 545,000, according to Thomson Reuters.
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The number of people remaining on the benefit rolls fell to 6.2 million from 6.34 million the previous week. Analysts had expected a slight decline.

The four-week average of initial claims, which smooths out fluctuations, rose by 8,500 to 565,000, after falling for six straight weeks.

U.S. jobless rolls drop sharply to nearly 6.7M

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By CHRISTOPHER S. RUGABER, THE ASSOCIATED PRESS

WASHINGTON — The total number of people on the unemployment insurance rolls dropped for the first time since early January, the government said Thursday, while new claims for benefits rose slightly.

The Labor Department said the total unemployment insurance rolls fell by 148,000 to 6.69 million in the week ending June 6, the largest drop in more than seven years. The decline is a sign that layoffs are easing.

The drop also breaks a string of 21 straight increases in continuing claims, the last 19 of which were records. A dip in continuing claims several weeks ago was later revised higher.

The department also said initial claims rose 3,000 to a seasonally adjusted 608,000 last week, above analysts’ expectations. The four-week average, which smooths fluctuations, fell by 7,000 to 615,750. Continuing claims data lags initial claims by one week.

The drop in continuing claims could signal a slowing in the rise of the unemployment rate, which reached a 25-year high of 9.4% in May. Many economists forecast the rate could reach 10% by the end of the year. Continue reading.

a special invite to join the Science of Getting Rich

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99 Ways to Skin a Cat

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It seems like everybody has their own theory on how to survive the recession. Just some of the kind of stuff you’ll see across the internet and blogosphere is advice like:

• Protect your job
• Move while others are distracted
• Earn extra money
• Evaluate your mortgage
• Refinance high interest credit cards
• Reduce spending
• Haggle your way to savings
• Conserve and reduce your energy bills
• Avoid taking on any unnecessary debts

I really could go on to reach 99 just to represent the saying, “99 ways to skin a cat”. But I won’t waste your time. I know you can Google it for yourself and find hundreds more advice from every Tom, Dick and Harry out there.

So let me get straight to the point.

With so many ways and advice, how come not everyone gets rich? How come not everyone who reduces their spending get rich? How come not everyone who has an education get rich? How come not everyone who starts a business get rich?

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Is Working Online At Home The Way to Financial Freedom?

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Are online jobs the next big thing? As the U.S. economy continues to free-fall, millions of American are finding themselves without jobs, sufficient retirement or paychecks coming in. In March alone the number of unemployed increased by 694,000 to 13.2 million. Throughout history those on the cutting edge have adapted and prospered by knowing how to adapt to current economic climates, and this trend may once again be taking place on the internet. Continue reading at Miami Gazette News

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How bad credit can cost you a job

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Many employers — including the federal government — routinely scour credit reports on current and prospective employees to help decide who’s hired or fired. Here’s what you need to know about the risks.

By Liz Pulliam Weston

After two years of unemployment and three years as a contractor, Richard Becraft was offered a good civil service job with the Department of Defense in May 2002. The position paid $12,000 more than he was currently making and promised the kind of stability Becraft hadnt experienced since defense industry layoffs, a divorce and a subsequent personal bankruptcy rocked his financial world.

After a background check, however, the job offer was rescinded. The government letter that the Oxnard, Calif., man received indicated financial considerations made him a poor security risk.

The idea, Becraft said, was that his past financial troubles made it more likely I could be bribed . . . to disclose the secrets of this nation.

Becraft believes the denial was unfair — particularly since federal law specifically prohibits an employer from using a bankruptcy as a reason not to hire, promote or keep a worker. Although employers can use other credit problems such as defaults or collection actions in their hiring decisions, Becraft insists his credit report was free of any negative marks until the bankruptcy.

I had excellent credit until then, he said.

Credit checks for job applicants
Government workers arent the only ones whose credit histories are being scrutinized. Anyone who has had trouble paying bills could find his or her finances endangered again as employers use credit information to help decide who to hire, fire or promote.

There are some indications such credit checks are on the rise. About 35% of the companies surveyed by the Society for Human Resource Management pulled the credit reports of current or potential employees last year, up from 19% in 1996.

Other experts say employers are far more interested in other kinds of background checks, including identity verification and criminal histories. (For more information on background screening, see Secrets you can keep from your employer.)

Five years ago, nearly all employers who bothered to do background checks wanted a credit report pulled, said James Lee, chief marketing officer of ChoicePoint Inc., which does 6 million background checks annually. Today, far more employers are screening their workers, Lee said, but fewer than 30% of ChoicePoints customers want credit information.

Credit has not turned out to be a good predictor of workplace theft. This is what our customers are telling us, anyway, Lee said. A better predictor is a criminal history involving bounced checks.

Lie on the application, lose the job
Job applicants are much more likely to lose a job because they have a recent criminal history or they lied on an application about their identity, experience or education, said William Greenblatt, CEO of Sterling Testing Systems Inc., a New York City background checking firm.

Of the 10,000 adverse action letters we send out monthly, very few of them are credit related, Greenblatt said. Its less than 5%.

Employers are more likely to use credit reports as a way to verify employment history and Social Security numbers, Greenblatt said. Lenders often verify employment when you apply for a loan or credit card, so a credit report is seen as a good way to double check the employers listed on a job-seekers application.

The federal government still routinely requests credit checks for employees, Lee said, but typically denies jobs or promotions only when the employee would have direct access to cash on the job, or security clearances are involved.

Clean up or clear out
You dont have to work directly for the government to be affected by its credit checks, however. Gene worked for a consulting agency that was hired to do some work for the IRS in Philadelphia. Two months after he started the IRS job, a government investigator told him his poor credit was endangering his position.

I was advised to clean up my credit report if I wanted to remain a consultant, Gene said. They gave me a month. There’s not a whole lot you can do to straighten up your credit in month.

Gene insisted his credit wasn’t that bad to begin with . . . no defaulted student loans or bankruptcies or anything like that. But four months after he was hired, Gene said his employer told him not to report to work anymore.

Know your rights
In the private sector, the people most likely to have their credit reviewed are those who will deal with cash or valuables, or who are financial executives, said Greenblatt, a labor attorney with 26 years experience in employee testing and screening.

Bank tellers, CFOs (chief financial officers), controllers, people who work for brokerage institutions, financial institutions, he said. Jewelry manufacturers do credit checks . . . when youre dealing with diamonds, theyre easily concealed (and stolen).

If youre concerned about your credit history affecting your job prospects, heres what you should know:

An employer needs your permission to run a credit check. The Fair Credit Reporting Act (FRCA) requires your written permission any time an employer hires a third party to conduct a background check, said human resources consultant and attorney Wendy Bliss. That includes running a credit report. Of course, you likely wont get the job or promotion if you dont agree. But failing to get your okay is an FCRA violation, said Bliss, author of Legal, Effective References: How to Give and Get Them.”

While other black marks can be used against you, technically a bankruptcy cannot. Under Title 11 of the U.S. Code, employers are prohibited from discriminating against someone who has filed for bankruptcy. Since most people have trouble paying their bills before they file, this is often a moot point — the employer can point to that history as the reason for the adverse action. If an employer makes the mistake of citing your bankruptcy as the reason you were fired, not hired or denied a promotion, though, you might want to consult a labor attorney about a lawsuit.

An employer is supposed to tell you if credit information is used against you. If an employer uses credit information to deny an applicant a job, fire a current employee, rescind a job offer or cancel a promotion, federal law requires the employer to do two things:

* Before the adverse action is actually taken, the employer is supposed to provide the worker with a copy of the report and an explanation of the workers FCRA rights.

* After the action is taken, the worker must be told which company provided the credit information, given contact information and told he or she has a right to dispute the reports accuracy.

Rather than go through all this, of course, many employers simply find a less complicated excuse to give you.

Your ability to dispute the information may be of limited use, as well. If your employers decision was based on erroneous data in your credit report, for example, it could take you months to get the problem corrected — by which time someone else will have been hired for the position you wanted.

Find out what’s on your record
Thats another reason why its important to check your credit reports at least a couple of times a year and challenge any serious errors you find.

All that said, a couple of late payments arent going to kill your job prospects. Employers who care about credit histories typically look for serious negative marks, such as collection actions, repossessions, foreclosures and evictions. Some are wary of people carrying enormous debts or otherwise indicating theyre living well beyond their means.

If your credit problems arent serious and relatively recent, most employers arent going to care, Greenblatt said.

All good employers are looking for good people, Greenblatt said. Theyre not looking for reasons to disqualify people.

Liz Pulliam Weston’s column appears every Monday and Thursday, exclusively on MSN Money. She also answers reader questions in the Your Money message board.

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eBay’s Burnaby Support Centre Cutting 700 jobs - Time Left: 147d 33h 40m

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eBay announced today that it is closing its Burnaby customer support centre and cutting approximately 700 jobs as it consolidates customer service operations in Salt Lake City. The office will be closed by September 30th as the company tries to “capture efficiencies” and expand its customer support efforts. Continue reading at Techvibes

Pamela Slim explains how to escape the mundanity of corporate cubicle life

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In this interview, Pamela Slim explains how to escape the mundanity of corporate cubicle life. Pam is a business coach and writer who helps frustrated employees do just that. Her blog, Escape from Cubicle Nation, is one of the top career and marketing blogs.  Her expertise in personal and business change was developed through many years consulting inside corporations such as Cisco Systems, Hewlett-Packard, and Charles Schwab. Her new book is Escape from Cubicle Nation: From Corporate Prisoner to Thriving Entrepreneur. Continue reading…